UR Mortgage Response Team

We are a team of dedicated professionals, ready to do what ever it takes to make your business grow

Ania Kozera

UR Mortgage Specialist

Ania Kozera has over fifteen years of mortgage industry experience, accumulating her knowledge from various brokers, mortgage banks (Guaranteed Rate) and lenders (PNC Bank). She is a four-time Chicago Magazine 5 Star winner with a primary focus on providing the best customer service experience possible through her understanding of client needs. Ania, with her business partner Sylvia Maciorowska, has pushed Ultimate Rate to become one of the fastest growing mortgage brokers in the Chicagoland area, maintaining a professional, yet, personal touch with each client. Originally from a mountain town in the Polish countryside, Ania grew up skiing and snowboarding. The only thing she loves that rivals her love for her husband and two children is closing a deal faster than anyone else can.

Email: akozera@urmortgage.com
Phone: (773) 636-4441
NMLS: 228873
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Sylvia Maciorowska

UR Mortgage Specialist

A former mortgage operations specialist who turned to sales, Sylvia Maciorowska thrives on making difficult files work. Combining her thirteen years of experience at mortgage brokers with her determined focus on seeing files through and compassion for client needs, Sylvia possesses an exclusive skill set that has contributed to Ultimate Rate’s success. Like her business partner Ania Kozera, Sylvia also grew up in Poland on a rural dairy farm, learning that hard work, perseverance and a little bit of spunk are foundations for prosperity. In her down time (is there ever?), she likes to travel the world but is just as comfortable in her downtown condo or taking advantage of everything the city of Chicago has to offer.

Email: sylvia@urmortgage.com
Phone: (773) 251-0959
NMLS: 228667
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The backbone of any successful Mortgage Company is the support team!

Kyle Roach

UR Mortgage Specialist

Kyle started in the mortgage industry in 2010, helping his wife Ania open Ultimate Rate in 2010. With years of sales experience in various roles, including financial services and insurance, Kyle became a natural fit for the business after absorbing as much as he could in the early days of UR. He has since settled in as UR‘s reverse mortgage specialist, working with clients to find solutions that meet their requirements and satisfaction. His knowledge as a craftsman has led him to rehabbing houses in his spare time, giving Kyle a unique perspective to relate to clients on both sides of the fence. His new project is working on his family’s vacation house in the U.S. Virgin Islands.

Email: kroach@urmortgage.com
Phone: (312) 576-1234
NMLS: 248669

Beata Zasadzinska

UR Mortgage Specialist

Beata Zasadzinska is a graduate of National Louis University with a Bachelor Degree in Business Administration. She has been involved in the Financial Service Industry, since May of 2002, helping hundreds of homeowners in achieving their financial goals. Her ambition is to make every transaction simple, smooth, and successful. She provides her clients with efficient, honest, and competitive sources for their mortgage needs with an individual approach matching a client’s goals with the perfect mortgage solution.
I look forward to working with you.

Email: beazas@yahoo.com
Phone: (773) 556-9876
NMLS: 226439
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Our Office

Have Questions?  We are here to help!  Please visit us at your office, and we will be happy to answer all your mortgage questions.   Ask us about getting pre-qualified at your visit!

Ultimate Rate Mortgage Company

2800 S. River Road | STE 200
Des Plaines, IL 60018

(773) 966-2688