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Welcome To Ultimate Rate Mortgage

At Ultimate Rate Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

We work with more than 100 investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, VA and Commercial. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!

Purchase

We work conforming and non-conforming real estate loans.

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Refinance

We can help you lock in a long term fixed rate and get out of your ARM.

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In The News

S&P 500 hits record high; data shows healthier economy

A Wall Street sign is pictured in the rain outside the New York Stock ExchangeThe S&P 500 climbed above its previous intraday record of 1,991.39, set on July 24, in Thursday morning trading. Market participants also refrained from making big bets on Thursday ahead of the start later today of the policymakers' meeting in Jackson Hole, which could provide clues on the timing of an interest-rate hike. Federal Reserve Chair Janet Yellen is scheduled to speak at the Jackson Hole conference on Friday. "But the real question will be, with the bullish economic data, will Yellen's comment in Jackson Hole remain as dovish as the market hopes it will be?" U.S.


Find Your Payment



Term Rate APR Payment
30 Yr Fxd 4.125% 4.367%
15 Yr Fxd 3.25% 3.688%
5 Yr ARM 2.875% 3.038%

Testimonials

What People Are Saying

Ultimate Rate mortgage was perfect to work with. We were really scared and thought we were going to lose our home but they got use a better rate and now our monthly payment is manageable. Thank you so much! Sandra and Bob T.

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