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Welcome To Ultimate Rate Mortgage

At Ultimate Rate Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

We work with more than 100 investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, VA and Commercial. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!

Purchase

We work conforming and non-conforming real estate loans.

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Refinance

We can help you lock in a long term fixed rate and get out of your ARM.

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In The News

Wall Street ends down; Twitter rallies after-hours

A trader works on the floor of the New York Stock Exchange shortly after the market's opening in New YorkBy Ryan Vlastelica NEW YORK (Reuters) - Stocks fell on Tuesday, dropping in a broad selloff as a weak outlook from courier company UPS weighed on sentiment and pressured transportation stocks. Although a rally in telecom stocks helped to limit the broader market's decline, the S&P 500 ended below its 14-day moving average for a second straight day. United Parcel Service shares fell 3.7 percent to $98.86 after the world's biggest courier company slashed its earnings forecast for the year due to spending to boost capacity. Nonetheless, this earnings season has largely been a positive for equities.


Find Your Payment



Term Rate APR Payment
30 Yr Fxd 4.125% 4.356%
15 Yr Fxd 3.25% 3.669%
5 Yr ARM 2.99% 3.058%

Testimonials

What People Are Saying

Ultimate Rate mortgage was perfect to work with. We were really scared and thought we were going to lose our home but they got use a better rate and now our monthly payment is manageable. Thank you so much! Sandra and Bob T.

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