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Welcome To Ultimate Rate Mortgage

At Ultimate Rate Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

We work with more than 100 investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, VA and Commercial. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!

Purchase

We work conforming and non-conforming real estate loans.

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Refinance

We can help you lock in a long term fixed rate and get out of your ARM.

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In The News

Asia shares sluggish, oil drifts lower

An employee of the Tokyo Stock Exchange looks at a stock quotation board as he works at the bourse at TSE in TokyoBy Wayne Cole SYDNEY (Reuters) - Asian stock markets were subdued on Monday in a week book-ended with Easter holidays across the globe and a U.S. jobs report that could affect the timing of the first hike in interest rates there. MSCI's broadest index of Asia-Pacific shares outside Japan eased 0.4 percent, with Australia's main index down 1.4 percent amid weakness in commodity prices. Japan's Nikkei dithered on either side of zero though there was some talk of demand for the new month and quarter. Federal Reserve Chair Janet Yellen on Friday reaffirmed that rates would likely start rising later this year but emphasized the pace of tightening would be gradual and data-dependent.


Find Your Payment



Term Rate APR Payment
30 Yr Fxd 3.75% 3.976%
15 Yr Fxd 2.99% 3.406%
5 Yr ARM 2.99% 3.244%

Testimonials

What People Are Saying

Ultimate Rate mortgage was perfect to work with. We were really scared and thought we were going to lose our home but they got use a better rate and now our monthly payment is manageable. Thank you so much! Sandra and Bob T.

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