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Welcome To Ultimate Rate Mortgage

At Ultimate Rate Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

We work with more than 100 investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, VA and Commercial. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!

Purchase

We work conforming and non-conforming real estate loans.

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Refinance

We can help you lock in a long term fixed rate and get out of your ARM.

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In The News

Yellen may help pave way for higher rates on Friday

Federal Reserve Chair Janet Yellen holds a press conference in WashingtonFederal Reserve Chair Janet Yellen has struck a largely cautious tone since engineering the U.S. central bank's rate hike last December, saying she was not convinced inflation had taken firm enough hold to justify a second move and that she was worried a weak global economy put the United States at some risk. With many of her colleagues shifting gears in recent days and pointing squarely at a rate hike in June or July, Yellen on Friday afternoon has a chance to further prepare markets and the public in an appearance where she receives the Radcliffe Medal from Harvard University's Radcliffe Institute for Advanced Study. Markets have already pushed forward expectations of a second Fed hike, with trading in federal funds contracts now indicating a 55 percent probability that the Fed will move in July, about double the expectation of a month earlier, according to statistics gathered by the CME Group.


Find Your Payment



Term Rate APR Payment
30 Yr Fxd 3.50% 3.777%
15 Yr Fxd 2.75% 3.218%
5 Yr ARM 2.875% 3.612%

Testimonials

What People Are Saying

Ultimate Rate mortgage was perfect to work with. We were really scared and thought we were going to lose our home but they got use a better rate and now our monthly payment is manageable. Thank you so much! Sandra and Bob T.

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