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Welcome To Ultimate Rate Mortgage

At Ultimate Rate Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

We work with more than 100 investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, VA and Commercial. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!

Purchase

We work conforming and non-conforming real estate loans.

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Refinance

We can help you lock in a long term fixed rate and get out of your ARM.

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In The News

Exclusive: China willing to let yuan weaken

Chinese 100 yuan banknotes are seen on a counter of a branch of a commercial bank in BeijingBEIJING/SHANGHAI (Reuters) - China's central bank is willing to let the yuan fall to 6.8 per dollar in 2016 to support the economy, which would mean the currency matching last year's record decline of 4.5 percent, policy sources said. The yuan is already trading at its lowest level in more than five years, so the central bank will aim to ensure a gradual decline for fear of triggering the sort of capital outflows that shook the economy earlier this year and criticism from trading partners such as the United States, said government economists and advisers involved in regular policy discussions. Presumptive U.S. Republican Presidential nominee Donald Trump already has China in his sights, saying on Wednesday he would direct his treasury secretary to label China a currency manipulator if elected in November.


Find Your Payment



Term Rate APR Payment
30 Yr Fxd 3.375% 3.629%
15 Yr Fxd 2.625% 3.072%
5 Yr ARM 2.625% 3.442%

Testimonials

What People Are Saying

Ultimate Rate mortgage was perfect to work with. We were really scared and thought we were going to lose our home but they got use a better rate and now our monthly payment is manageable. Thank you so much! Sandra and Bob T.

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