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Welcome To Ultimate Rate Mortgage

At Ultimate Rate Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

We work with more than 100 investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, VA and Commercial. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!


We work conforming and non-conforming real estate loans.

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We can help you lock in a long term fixed rate and get out of your ARM.

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In The News

SABMiller rejects AB InBev's $104 billion takeover approach

View of Anheuser-Busch InBev logo outside the brewery headquarters in LeuvenBy Philip Blenkinsop BRUSSELS (Reuters) - SABMiller , the world's second largest brewer, has promptly rejected an improved offer from bigger rival Anheuser-Busch InBev , saying on Wednesday that its 68 billion-pound ($104 billion) valuation was insufficient. Earlier Belgium-based AB InBev said it was willing to pay 42.15 pounds in cash per SABMiller share, having already made two prior offers at 38 and 40 pounds, the increase made possible if its two biggest shareholders accept a lower value share-and-cash alternative offer. "It still very substantially undervalues SABMiller, its unique and unmatched footprint, and its standalone prospects," the UK-based company said in a statement.

Find Your Payment

Term Rate APR Payment
30 Yr Fxd 3.99% 4.241%
15 Yr Fxd 3.125% 3.561%
5 Yr ARM 2.99% 3.233%


What People Are Saying

Ultimate Rate mortgage was perfect to work with. We were really scared and thought we were going to lose our home but they got use a better rate and now our monthly payment is manageable. Thank you so much! Sandra and Bob T.

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