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Welcome To Ultimate Rate Mortgage

At Ultimate Rate Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

We work with more than 100 investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, VA and Commercial. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!

Purchase

We work conforming and non-conforming real estate loans.

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Refinance

We can help you lock in a long term fixed rate and get out of your ARM.

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In The News

Yen eyes 2016 highs after BOJ's inaction, stocks soured by Apple

A man walks past a display of the Nikkei average and other market indices outside a brokerage in TokyoBy Wayne Cole SYDNEY (Reuters) - The yen held onto hefty gains on Friday after the Bank of Japan surprised markets by declining to adopt fresh stimulus, while an Apple-inspired slide on Wall Street soured sentiment in stock markets. The absence of Tokyo for a holiday was a welcome relief to many given the pandemonium caused by Thursday's BoJ decision. The yen surged almost 3 percent against the dollar, the euro and sterling in reaction to the BoJ's inaction.


Find Your Payment



Term Rate APR Payment
30 Yr Fxd 3.75% 3.979%
15 Yr Fxd 2.875% 3.308%
5 Yr ARM 2.99% 3.561%

Testimonials

What People Are Saying

Ultimate Rate mortgage was perfect to work with. We were really scared and thought we were going to lose our home but they got use a better rate and now our monthly payment is manageable. Thank you so much! Sandra and Bob T.

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