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Welcome To Ultimate Rate Mortgage

At Ultimate Rate Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

We work with more than 100 investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, VA and Commercial. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!

Purchase

We work conforming and non-conforming real estate loans.

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Refinance

We can help you lock in a long term fixed rate and get out of your ARM.

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In The News

Greece's Tsipras digs in against bailout

Protesters wave Greek and EU flags during a pro-Euro rally in front of the parliament building, in AthensBy Renee Maltezou and Alastair Macdonald ATHENS/BRUSSELS (Reuters) - A defiant Prime Minister Alexis Tsipras urged Greeks on Wednesday to reject an international bailout deal, wrecking any prospect of repairing broken relations with EU partners before a referendum on Sunday that may decide Greece's future in Europe. Less than 24 hours after he wrote a conciliatory letter to creditors asking for a new bailout that would accept many of their terms, Tsipras abruptly switched back into combative mode in a television address. A day after Greece became the first advanced economy to default on debt to the IMF, long lines at cash machines provided a stark visual symbol of the pressure on Tsipras, who came to power in January vowing to end austerity and protect the poor.


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Term Rate APR Payment
30 Yr Fxd 4.125% 4.367%
15 Yr Fxd 3.25% 3.669%
5 Yr ARM 2.99% 3.233%

Testimonials

What People Are Saying

Ultimate Rate mortgage was perfect to work with. We were really scared and thought we were going to lose our home but they got use a better rate and now our monthly payment is manageable. Thank you so much! Sandra and Bob T.

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